
Getting in a automotive accident is rarely part of your day by day agenda, however it is going to doubtless occur to all of us at one time or one other. Just remember to are ready if and if you find yourself in an accident by following these 8 steps. These will just be sure you don’t miss a step within the course of if you find yourself in the course of this irritating and chaotic state of affairs.
1. Cease Safely
– When an accident happens, it’s essential to instantly get your self and your car in a protected location and cease. Pull off the highway, or right into a car parking zone close by. Be sure that the place you go is effectively lit if the accident happens at evening.
2. Get Medical Consideration
– If anybody was damage within the accident, name for medical assist instantly. Your well being needs to be your #1 precedence – don’t neglect it!
3. Name the Police
– No matter whether or not medical consideration was needed, just be sure you name the police. They’ll acquire proof, take statements from witnesses, and can
file an accident report
that might come in useful if you file an insurance coverage declare.
4. Doc the Accident
– Earlier than you permit the scene, write down and take footage/video of all the things that you could. This consists of the harm to your automotive and every other automobiles concerned, any accidents that you simply sustained, and the world the place the accident occurred. Additionally draw a map or diagram of the accident because it occurred out of your viewpoint. In case you have a smartphone, just be sure you obtain
the Vargas and Vargas Insurance coverage Company Cell App
.
5. Alternate Info
– In accordance with the Massachusetts DMV.org web site, it is best to trade the next data with all events concerned within the accident:
-
Names, addresses, and phone numbers
-
Driver license numbers
-
License plate numbers
-
Automobile descriptions
-
Insurance coverage data
And don’t overlook to additionally write down the contact data of anybody that witnessed the accident. Additionally make observe of any close by companies that might have recorded the accident on their safety footage, and ask for a duplicate should you assume you will want it. However don’t wait, this data is usually deleted after only some days.
6. File an Insurance coverage Declare
– It is necessary that you simply name your Massachusetts auto insurance coverage agent early within the course of in order that they’ll get began within the claims course of. The sooner that you simply report the accident, the sooner that it is possible for you to to get your restore reimbursement.
7. Get Your Automobile Repaired
– After you’ve knowledgeable your insurance coverage agent concerning the accident and gotten their recommendation concerning the state of affairs, you’ll in all probability must get your automotive inspected or repaired. Just remember to go to a certified restore store. If you happen to want a suggestion, your insurance coverage agent will doubtless have the ability to provide you with one. Additionally ask your insurance coverage agent in case your protection pays for a rental automotive in case your main car wants prolonged repairs.
8. File Your Receipts
– After you’ve gotten your automotive mounted and your automotive insurance coverage declare is within the works, just be sure you save all receipts that you simply get which can be associated to the accident and related damages. This consists of well being care statements and automotive repairs.
We’re
automotive insurance coverage specialists
right here at Vargas and Vargas Insurance coverage, and we take care of insurance coverage claims regularly. In case you have any questions or issues concerning the declare course of, be at liberty to name us at
617-298-0655
to debate your auto insurance coverage coverage and your distinctive declare.
