MVU-24 vs. MVU-26: Which Massachusetts Car Tax-Exemption Kind Do You Want? | Weblog

Have you ever simply been handed the keys to a “new-to-you” automotive and puzzled, “What paperwork will the RMV want so I’m not hit with gross sales tax?”

Or are you passing your outdated SUV to your daughter and stressing over which kind—MVU-24 or MVU-26—retains the transaction tax-free?

Within the subsequent jiffy you’ll know precisely
which kind applies, what it prices, and the proof it’s essential to carry so the clerk can course of your switch with out surprises.

We’ll (1) outline every kind, (2) lay out a side-by-side comparability, (3) stroll by way of real-life situations, and (4) wrap up with the paperwork and subsequent steps you’ll want on the RMV counter.

MVU-24 is the sales-tax-exemption affidavit the giver completes when a car is transferred as a present
no matter relationship.
( mass.gov
)

• Eligibility:
  Any non-public party-to-private-party present the place no cash
  adjustments fingers.
• Price:
  A compulsory $25 “present switch” cost
  (plus customary title ®gistration charges). ( mass.gov
  )
• Paperwork to carry:
  1. Accomplished, signed MVU-24 kind (each events signal).
  2. Earlier title (signed over).
  3. Proof of insurance coverage & accomplished RMV-1/2 kind out of your insurer.

MVU-26 is reserved for transfers inside
the fast household and eliminates each
gross sales tax and
the $25 present price.
( mass.gov
, mass.gov
)

• Eligible relationships:
  Mother or father ? baby, spouses, siblings. (Aunt-to-niece and grandparent-to-grandchild do not
  qualify—use MVU-24.)
• Price:
  No gross sales tax; you pay solely customary title ®gistration charges.
• Paperwork to carry:
  1. Accomplished, signed MVU-26 kind.
  2. Proof of the qualifying relationship (license addresses, start certificates, or marriage certificates).
  3. Title, insurance coverage, RMV-1/2 as standard.

1. Good friend-to-friend truck hand-off
   – EMP – 24 + $ 25 Price.
2. Dad transfers commuter automotive to son
   – MVU-26, no price.
3. Grandma to grandson
   – Not
   fast household per RMV; select MVU-24 and pay $25.
4. Partner retitles shared SUV after divorce
   – MVU-26 nonetheless applies; no gross sales tax.

• Paying the $25 twice.
  The RMV costs it as soon as
  per present switch—don’t let an over-eager clerk double-dip.
• Bringing the fallacious kind.
  Givers typically obtain MVU-24 as a result of it exhibits up first in search; triple-check the connection field earlier than printing.
• Leaving blanks.
  Any clean on the affidavit invalidates the exemption; fill each line, even “N/A.”

• Signed title (vendor part accomplished).
• Mvu-24 or
  MVU-26—no substitutions.
• RMV-1/2 insurance coverage kind with stamp or e-signature out of your insurer.
• Proof of relationship (if utilizing MVU-26).
• Your checkbook or card for the $25 price (MVU-24) and customary title/registration charges for both kind.

Nonetheless not sure which kind works for your
switch? Name our native unbiased insurance coverage execs at 617-298-0655
for a fast, no-pressure reply.