Friday, January 9, 2026

Basic Automobile Insurance coverage FAQs | Weblog | Vargas & Vargas Insurance coverage


Basic Automobile Insurance coverage FAQs | Weblog | Vargas & Vargas Insurance coverage

Insurance coverage is a sophisticated enterprise – there’s no denying that! Fortunately, the insurance coverage consultants right here at Vargas and Vargas Insurance coverage Company are right here to reply a few of your


normal automotive insurance coverage


questions.

Listed below are 5 questions that we’re requested on a regular basis by our present and potential prospects:

Do I have to have a specific amount of auto insurance coverage protection?

Sure! Every state requires that you simply buy a specific amount of auto insurance coverage. In Massachusetts, the


present necessities


are as follows:

$20,000 per individual ($40,000 per accident) for Bodily Damage to Others.

$8,000 per individual and per accident for Private Damage Safety.

$20,000 per individual ($40,000 per accident) for Bodily Damage Attributable to an Uninsured Auto.

$5,000 per accident for Injury to Somebody Else’s Property.

How a lot protection ought to I’ve for my car?

We listed the minimal quantities required within the state of Massachusetts, however for essentially the most half, it’s endorsed to have greater than the minimal quantity of protection. When deciding how a lot protection you want, you must think about the worth and measurement of your car, in addition to whether or not your car is paid off.

An insurance coverage agent from Vargas and Vargas Insurance coverage Company may also help you wade by the method of deciding in your automotive insurance coverage protection quantities, in addition to setting a premium and deductible that make sense for you and your monetary scenario.

What sorts of auto insurance coverage reductions do you provide?

We provide so many alternative auto insurance coverage reductions that we couldn’t presumably listing all of them! Right here at Vargas and Vargas Insurance coverage, we examine a number of completely different insurance coverage suppliers when searching for a automotive insurance coverage quote, and we are going to assist you to select the one that can get you one of the best protection at one of the best value based mostly on the reductions that every supplier provides.

Can I make modifications to my automotive insurance coverage coverage?

Completely! You may all the time name our workplace to make modifications to your coverage. Whether or not you’re getting married, there’s a brand new driver in your loved ones, or you should enhance or lower the quantity of protection in your coverage or your deductible, a Vargas and Vargas Insurance coverage employees member might be glad that will help you replace your coverage.

Relying on what you should change, your coverage may very well be up to date instantly, or we will set an ‘efficient date’ for the change to enter impact at a later time.

I’m trying to change insurance coverage suppliers – How do I get a automotive insurance coverage quote?

Getting an insurance coverage quote is as simple as


contacting Vargas and Vargas Insurance coverage Company


. The quote course of is fast and easy. All you must do is reply just a few questions and we can have quotes from main insurance coverage suppliers that you would be able to examine.

Just remember to preserve our quantity in your telephone, too. You may all the time name us at

617-298-0655

if you should ask a query or replace your insurance policies. That’s additionally the quantity that you simply wish to dial in case you need assistance with some other sort of insurance coverage – from house to well being to enterprise and extra!

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