We often fear extra about hurricanes than we do earthquakes right here in New England. However simply this month, two small
earthquakes
had been recorded off the coast by consultants at Boston School’s Weston observatory. Actually, throughout a mean 12 months, 30 to 40 earthquakes strike New England, with a significant earthquake putting New England each 500 to 900 years, bookmakers would say the chances of 1 taking place tomorrow are 1 in 255,500. That’s higher than the chances of being hit by lightning this 12 months, 1 in 700,000, or of getting a royal flush in a recreation of five-card stud, 1 in 649,740.
So how a lot does a fundamental house owner’s coverage cowl do you have to develop into a sufferer of an earthquake? Properly, the reality is your
Massachusetts house owner’s coverage
doesn’t cowl what’s known as “Acts of God”, which embrace earthquakes, hurricanes, tornadoes, floods, or some other pure catastrophe. On August 23, 2011 a 5.8 earthquake struck the Washington, D.C. space and plenty of house owner’s discovered that the bizarre incident was not lined by their insurance coverage insurance policies. Based on the Insurance coverage Info Institute, the August 23, 2011 earthquake could have prompted $200 million to $300 million in injury throughout the East Coast.
Does this imply that you can be left to pay out-of-pocket prices within the occasion that your property is broken by an earthquake? The nice
information
is not any! You needn’t be financially burdened with probably overwhelming prices of put up earthquake damages. Offered you buy a rider in your house owner’s coverage to cowl you. It’s truly not very costly to purchase a rider to your present protection. In lots of circumstances, the associated fee could solely be $100 – $200.
At Vargas & Vargas Insurance coverage, we wish to assist maintain you knowledgeable and conscious of the significance of
Earthquake Insurance coverage
and the dangers of not having such a coverage. Contact us at this time to search out out extra!
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